I would like to make a good site with the guidelines for a Debt Free Life. 

As all over the world knows the 4 letter word DEBT will make the people to cry.

This will make every body happy when the loan / credit card received.  But after some time it will make you cry.

Yes, somebody says that if you use the credit card in such a way then the credit card is best.

You use the card and pay every month without keeping a single penny in balance to carry forward for the next month.  So there will be no money lose or time lose.

In this world, there will be no person who has not taken a loan.  The loan may be taken with several baby name like Personal, Home, Vehicle, Educational etc. etc.

There is no any difference in the poeple to take loan.  Rich people will take big loan and Poor people will take a small loan. 

If you are not able to repay the loan, then there will be in problem.

So let us make this site with the guidelines to make Debt Free Life for all.

Welcome your suggestions, and articles, advise etc.

Wish You a happy new year 2010.